These gorgeous travelers notebooks come with 2 inserts that measure 7.25 x 4" size inserts one blank, one lined also Included is a plastic card pouch for storing stickers or notes. Notebook covers are made from vinyl. The quality is just superb. This notebook takes my Personal size inserts which a a tiny bit smaller giving room at the side and top for no over hang as your TN gets bulked up with more inserts. And Planner clips work better with the personal size inserts as well. This TN does not have a pen holder and has one fixed band with one spare band to hold three or four inserts.